Complimentary Book Reveals ➔  How to Minimize Income Taxes (Even Down to 0%) and Transform Your Retirement

"The Power of Zero"

The Ultimate Playbook to Keeping YOUR Hard Earned Dollars

"[The Power of Zero] clearly shows how to make maximum use of a tax-deferred and tax free retirement savings plan. The part about reducing taxable income for Social Security was something I had never considered."

-Robert S.

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"I have greater control & confidence of my retirement with the concepts of this book."

See What Others Are Saying About This Financial Life Changing Book

Testimonials may not be representative of all customer experiences

"...a true eye opener for me..."
"The concepts in this book are outside of the box in terms of conventional retirement strategies. It was a true eye opener for me and forced me to rethink the way I was going about saving for retirement. The strategies in this book are genius. If you want to save more of your hard earned money in retirement rather than spending it on unnecessary taxes, this is a must read!"

-Dustin

"...principles every middle-income American needs to learn."
"David McKnight is an excellent writer. His book reads easily and outlines in a clear and concise manner principles every middle-income American needs to learn. He's exactly right -- there is a train wreck coming in the form of increased taxes -- and people need to prepare for that inevitability. I've been a big proponent of IRA planning and Mr. McKnight creates a framework that makes a very important planning topic more digestible and actionable."

-M. Cordner

"...something I had never considered."
"Clearly shows how to make maximum use of tax deferred and tax free retirement savings plan. The part about reducing taxable income for Social Security was something I had never considered."

-Robert

The Blueprint to LEGALLY Keeping More of YOUR Hard Earned Money

With the United States currently over $37+ TRILLION in debt... where do you think the government might turn to address that debt? 

Learn How to Reduce Taxes on Your Retirement Savings and Keep More of YOUR Hard Earned Money

From the Desk of

Don Reynolds

President | Strategic Asset Preservation

"Have you ever sat back and really thought about just how much one trillion really is? 

Let's play a quick game...

What year do you think it was just one trillion seconds ago?

One thousand seconds is about 17 minutes...

One million seconds is about 12 days...

One billion seconds is about 31.7 years...

And one trillion seconds is about 31,709.8 years!

That's right, one trillion seconds ago, Woolly Mammoths were roaming the earth, not even close to being extinct. 

And the United States Government is currently over $37+ TRILLION in debt...

Have you ever sat back and wondered just where the money would come from to pay back this massive debt? 

That's right. Taxes. 

Now while there may be multiple sources that the government can pull money from, income taxes have always been on the radar. 

And retirement accounts such as IRA's and 401(k)'s fall right in that category.

Did you know that income tax rates in the United States have topped over 90% in the past?

Source: Tax Policy Center, Historical Highest Marginal Income Tax Rates (based on IRS and Congressional data). www.taxpolicycenter.org/statistics/historical-highest-marginal-income-tax-rates

And we are currently at some of the lowest tax rates in history.

But this doesn't have to keep you up at night!

By learning about, and implementing, the concepts taught in The Power of Zero, you can potentially get to the 0% tax bracket*, and ensure that you won't have to worry about how high tax rates might go in your retirement years."

-Don Reynolds

President

Strategic Asset Preservation

But Don't Just Take My Word For It!

See What Others Are Saying About The Power of Zero

Testimonials may not be representative of all customer experiences

"I feel so much more well informed..."
"Easy to understand, clear and well written. I feel so much more well informed and have taken steps suggested to lower my tax liability in retirement. I feel a lot more comfortable about my retirement and am excited to continue learning and keeping up with current tax laws on the subject. Reading articles about retirement now make much more sense to me."

-Fareed

"Opened My Eyes!"
"Excellent strategies to pay fewer taxes in retirement. A bit technical, but he keeps advising you to get a good financial advisor to set yourself up properly. I liked that he gave good examples of how the strategies work in real life. This book should be read by anyone who wants to have more money available to them in retirement."

-Mark W.

"... the only sane and legal roadmap..."

"McKnight makes many powerful arguments like...Why higher taxes are inevitable, why people that ignore history will get slaughtered during retirement, and why building a tax-free financial plan right now is the best way to avoid the coming shock. In a very simple way, this book explains the only sane and legal roadmap to a tax-free retirement. This book is a must read for CPAs, CFPs, financial advisors and the investing public alike!"

-Ronnie D.

Who these strategies are for...

  • Business Owners

  • ​Executives

  • ​W-2 Employees

  • ​Contractors

  • ​Pre-Retirees

  • ​Retirees

  • ​Those with a 401(k) or IRA

  • ​Those who have NOT Started Retirement Planning Yet

  • ​Those who have Already Built Up Retirement Assets

  • ​And More...

If you want to know how to make and keep as much of YOUR money as possible in retirement...

This Book is for You!

In this book you'll discover...

  • How to position your retirement dollars so you can access them tax-free during your Golden Years

  • ​How to Plan for Retirement, without Sacrificing Today's Needs

  • ​What Impact Taxes will Potentially Have on Your IRA/401(k)

  • ​The History of Taxation in the United States, and the Probability of What can Happen in the Future

  • ​How to Mitigate Stock Market Risk while Still Retaining the Ability to Grow Your Nest Egg

  • ​And So Much More!

Take a Look at What You Will Learn in Each Chapter...

Here's A Sneak Peek of What's Inside:

Chapter 1:

A Gathering Storm

In chapter one, you will learn exactly why understanding the role income taxes will have on various investment products you may be using is so crucial, and why taxes pose such a threat to your financial well being.

For example, did you know that Social Security was never designed to provide retirement income, but only to help those workers who might live too long? 

When you consider how much of the government's revenue is spent on Social Security, Medicare, Medicaid, and the interest on the National Debt, it's shocking to consider how taxes will have to be increased to keep these programs solvent.

Chapter one will also give you a quick overview of the strategies you will learn in the following chapters, particularly why understanding the three "buckets of money" is so crucial.

Chapter 2:

The Taxable Bucket

Chapter two is all about how the "taxable bucket" of money.

Bottom line, this bucket should be used to cover the unexpected costs in life that are typically more "immediate" and that you need quicker access to funds for. 

The key word: Liquidity. 

However, just like any bucket of money, the trick is to know just how much money should be allocated to this bucket, along with the pros and cons that accompany it...

All of which you will learn in the book!

Chapter 3:

The Tax-Deferred Bucket

The tax-deferred bucket is the one that most of us are familiar with...

This bucket includes investments such as a 401(k) and IRA, which a lot of people tend to favor for two reasons: 

1) You get to "defer" your taxes on the money you put into those accounts, and

2) You feel like you can "set and forget" it most of the time!

However, this strategy can have MANY unintended consequences that the majority of people may not be aware of...

Yes, this bucket of money should be used, but it should not be confused with the "tax-free" bucket that is talked about in chapter 4. 

You will need to pay those taxes at some point!

And taxes may not be as low for you then as they are now.

All this, along with strategies to avoid unintended consequences, are covered in this chapter!

Chapter 4:

The Tax-Free Bucket

This, my friend, is the golden nugget of the entire book. 

Most people that are saving (or intend to save) for retirement are familiar with, and perhaps even using, the first two buckets of money...

But what about this, the most favorable bucket of all?!

This is what many people overlook, and with dire consequences. 

When properly understood and utilized, the tax-free bucket can allow you to keep more of your hard earned dollars, without needing to give up a portion of your retirement funds to the IRS at a time in life where you may need it the most.

Now, this isn't a situation where you can simply know what products to use and dive right in, there are a few key points that you must be aware of, that are discussed in Chapter 4.

Chapter 5:

Building the Tax-Free Bucket

"It's important to have a sound idea, but the really important thing is the implementation."

-Wilbur Ross, Former United States Secretary of Commerce

It's one thing to know why the "Tax-Free Bucket" might be worth considering for your nest egg, but it's another thing entirely to understand how that bucket can be created.

And that's what chapter 5 is all about... Diving into one of the most powerful strategies available that can help you create a tax-free income stream in retirement.

It's important to remember that there is no one-size-fits-all approach that applies to everyone, which is why chapter 5 is a must read...

It breaks down key details, benefits, and considerations of this strategy, and helps shed light on important elements that should be taken into account such as flexibility, liquidity, protection, and more... Empowering you to determine if it might be a fit for your unique situation and goals.

In Conclusion

The United States Government is currently over $37+ TRILLION in debt...

Now let me show you EXACTLY what this book will help you avoid: 

Let’s say you just retired, and you decide to go to an ATM to withdraw money, and you want to pull out $100,000…

 

You earned this!

You’ve worked hard for this!

But when you go to grab your money from the machine, instead of the $100,000 you requested, the machine only gives you $80,000

Confused, you double check to make sure you entered the amount right.

Sure enough, you did enter $100,000; but you forgot one thing…

You’re in a 20% tax bracket, the account you’re withdrawing your money from is a taxable account like an IRA or 401(k), and this guy named Uncle Sam is right beside you with his hand out, ready to collect the amount you owe.

Your mind starts racing… What could you have done with that extra $20,000?!

A vacation?

A car?

Spoiled your children and grandchildren?

Who knows?!

But all that matters in the moment is that you don’t have that money

And that’s exactly what I want to help you avoid, and what you will learn in "The Power of Zero. 

Make sure to grab your complimentary copy today!

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I'd like to rush you a FREE copy of "The Power of Zero" book to your doorstep, ASAP.

"So... What's The Catch?"

You may be wondering what the catch is, and I’m here to tell you that there is none. We have gifted this book to many individuals without the expectation of receiving anything in return.

So why are we offering this book at no cost to you?  

Because we believe in empowering individuals with the knowledge they need to make informed decisions about their retirement. While some people may read the book and continue their retirement income planning as they always have, others may recognize the value of the strategies discussed and want to further explore how they can apply them to their own financial goals.

For those who are interested, this book serves as a starting point for deeper conversations about retirement income planning and strategies to help you work toward greater financial confidence and security.

Here's EXACTLY what you'll learn in this book...

  • The truth about taxes, and why it’s imperative to protect your retirement savings with the US government currently over $37+ TRILLION in debt

  • Why the government is so fond of IRA’s and 401(k)’s and why you may not want those to be your only planning vehicle

  • The three “buckets” that make up retirement planning, and why you should allocate correctly to your Taxable, Tax-Deferred and Tax-Free Buckets

  • How to reduce your taxes, even down to 0%, without sacrificing your needs today, tomorrow, and for generations to come

  • How to avoid unnecessary taxes when it comes to your social security (yes, it IS taxable)

  • And so much more

*The 0% Tax Bracket is not an IRS defined tax bracket, but is an unofficial coined phrase to illustrate planning concepts designed to reduce taxes. For specific tax or estate planning advice, please consult a qualified tax advisor or estate planning attorney.

Don Reynolds is not affiliated with David McKnight & Company, and the views expressed herein are expressly those of Don Reynolds.

Testimonials are provided by individuals and may not be representative of the experience of all customers. These testimonials are not a guarantee of future performance or success.

Life insurance products primarily provide a death benefit for beneficiaries but have the opportunity to provide additional benefits if funded properly. Loans and withdrawals may impact cash value and death benefit. Please discuss your financial situation and objectives with your financial professional to ensure proper alignment with products being considered.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Trained Advisor to provide information on a topic that may be of interest. Trained Advisor is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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